Job Description
- Develop and execute nationwide refinancing business and marketing strategies to accelerate growth, disbursement, and market penetration.
- Drive customer acquisition initiatives through database recall, dealer programs, and other strategic acquisition channels.
- Lead and coordinate Area Heads and Branch Heads to ensure consistent execution of refinancing strategies across the nationwide network.
- Monitor business and branch performance, identify productivity gaps, and implement corrective actions to achieve business targets.
- Strengthen the refinancing organization and operating model, including team structure, dealer development, and business programs to support sustainable growth.
Job Requirements
- Bachelor’s Degree in Business, Management, Finance, Marketing, or a related discipline; relevant professional certification is a plus.
- Minimum 7 years of experience in multifinance, leasing, or banking, including at least 2 years in a managerial capacity.
- Proven hands-on experience in Refinancing/Multiguna, preferably covering R2/R4 used vehicle financing.
- Strong track record in independently developing and implementing refinancing/business programs, with proven expertise in customer acquisition, market expansion, and business growth.
- Strong experience managing nationwide business through Area and Branch networks, with solid capabilities in business planning, dealer relationship management, performance monitoring, and corrective action.

![HRNetOne-logo-white-1[1]](https://www.hrnetone.com/wp-content/uploads/2026/09/HRNetOne-logo-white-11.png)

